A car accident may leave you with severe injuries that require extensive medical treatment and significant property damage. Because of this, you might be wondering if you can secure compensation for these damages. While you navigate the accident claim process, it is in your best interest to work with a car accident attorney. Click here to find a reputable one. The following are the reasons you should have an attorney on your side:
You Have Serious Injuries and Damages
If you sustain serious injuries and damages, insurance companies are more likely to make a lowball settlement offer or find reasons to deny your claim. These companies will always keep their best interest in mind and avoid paying out significant amounts to claimants. Serious injuries and damages will mean more extensive treatment and vehicle repair or replacement.
The Insurance Company Denied Your Claim
Even if your insurance claim has been denied, you can still appeal the decision. However, the appeals process is complicated, especially if you are not sure about the reason for the denial in the first place. An experienced attorney can explain to you why the insurance company may have denied your claim and what you can do to strengthen your appeal.
You Are Dealing with an Uninsured Driver
As an accident victim, it is the worst nightmare to collide with a driver who does not have insurance or flees the accident scene like a thief. Although this situation can be terrifying, a lawyer can suggest other options for compensation and help you navigate the processes. These options may include claiming against your own insurance policy or filing a third-party claim.
You Do Not Know How to Negotiate
No matter how serious your injuries are and the value of your claim, insurance companies will always offer a settlement that is way lesser than you deserve to get. However, you can always reject their offer and negotiate for a bigger amount. But, without experience in negotiating, you may not get the outcome you desire from the process. A skilled lawyer has negotiated with a lot of insurance companies on behalf of clients who were also in your situation. They know the common negotiation tactics these companies will use and will make counter offers that claim adjusters cannot refuse.
You Wish to Take Your Case to Trial
If the insurance company refuses to pay the compensation amount you demanded, you can choose to take your case to court. Your attorney can file a lawsuit for you to have another chance to recover the settlement amount you need.